2022 Mack MD

$125,000

UsedClass 6

Miles

21,000 mi

Year

2022

Engine

Cummins ISB

Horsepower

235 HP

Axle Config

4x2

Fuel

Diesel

Specifications

Engine

Make: Cummins
Model: ISB
HP: 235
Displacement: 6.7L
Fuel: Diesel

Drivetrain

Axle Config: 4x2

Dealer

Ballard Truck Centers

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2022 Mack MD

$125,000

UsedClass 6

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VIN

1M2MDBAA8NS003566

Details

Mileage: 21,000 mi
Body Type: Truck

Stock #

bznrd-162653

Dealer

Ballard Truck Centers

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Market Index

2022 Mack MD ISB

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Median Price

$71,950

This listing

74% above market median

Active listings

Specifications

Engine

Make: Cummins
Model: ISB
HP: 235
Displacement: 6.7L
Fuel: Diesel

Drivetrain

Axle Config: 4x2

Chassis

GVWR: 26,000 lbs

Details

Mileage: 21,000 mi
Body Type: Truck

Finance calculator

2022 Mack MD · 21,000 mi

Est. monthly

$2,373.21

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$12,500

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$113,000

Total interest

$29,393

Total cost

$154,893

Effective / month

$2,373.21

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.

Market Index

2022 Mack MD ISB

View full index →

Median Price

$71,950

This listing

74% above market median

Active listings