2022 Volvo VNL 860

$69,900

UsedClass 8Sleeper Truck

Madison, WI

Miles

490,405 mi

Year

2022

Engine

Volvo D13

Horsepower

425 HP

Axle Config

6x4

Fuel

Diesel

Description

2022 VOLVO VNL64T860

Specifications

Engine

Make: Volvo
Model: D13
HP: 425
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Axle Config: 6x4

Dealer

Kriete Truck Centers

Madison, WI

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2022 Volvo VNL 860

$69,900

UsedClass 8Sleeper Truck

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Details

Mileage: 490,405 mi
Body Type: Truck-Tractor

VIN

4V4NC9EH7NN295855

NHTSA Verified

Stock #

kriete-V295855U

Dealer

Kriete Truck Centers

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Market Index

2022 Volvo VNL 860 D13

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Median Price

$74,900

This listing

7% below market median

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Specifications

Engine

Make: Volvo
Model: D13
HP: 425
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Axle Config: 6x4

Chassis

GVWR: 33,001 lbs

Details

Mileage: 490,405 mi
Body Type: Truck-Tractor

Description

2022 VOLVO VNL64T860

Finance calculator

2022 Volvo VNL 860 · 490,405 mi

Est. monthly

$1,331.73

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$6,990

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$63,410

Total interest

$16,494

Total cost

$86,894

Effective / month

$1,331.73

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.