Miles
446,404 mi
Year
2023
Engine
Volvo D11
Horsepower
425 HP
Transmission
Automated Manual
Axle Config
6x4
"TEC
VIN
4V4WC9DH4PN621801
NHTSA VerifiedStock #
tec-scrape-UC5682
Dealer
"TEC
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2023 Volvo VNR 640 · 446,404 mi
Est. monthly
$860.64
Pre-tax purchase price
$4,498
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$40,979
Total interest
$10,659
Total cost
$56,136
Effective / month
$860.64
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2023 Volvo VNR 640 D11
Median Price
$44,977
This listing
Near market median
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