2024 Volvo VNR 640

$99,995

UsedClass 8Day Cab

Memphis, TN

Miles

127,837 mi

Year

2024

Engine

Volvo D13

Horsepower

405 HP

Transmission

Automatic

Axle Config

6x4

Description

2024 Volvo VNR64T300 day cab, D13 engine, 405 HP, I-shift 12-speed transmission, air ride suspension, tandem axle, 12k front axle, 38k rear axles, all aluminum wheels, 183 WB, 2.47 ratio, EP2/EATS 48 mo/400k miles remaining warranty until 2/9/27, 127,837 miles, truck color: viper blue pearl

Specifications

Engine

Make: Volvo
Model: D13
HP: 405
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automatic

Dealer

"Tri-State

Memphis, TN

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2024 Volvo VNR 640

$99,995

UsedClass 8Day Cab

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Memphis, TN

Chassis

GVWR: 33,001 lbs

Details

Mileage: 127,837 mi
Body Type: Truck-Tractor

VIN

4V4WC9EG3RN639313

NHTSA Verified

Stock #

tristate-50152

Dealer

"Tri-State

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Market Index

2024 Volvo VNR 640 D13

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Median Price

$99,995

This listing

Near market median

Active listings

Specifications

Engine

Make: Volvo
Model: D13
HP: 405
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automatic
Axle Config: 6x4
Rear Ratio: 2.47

Chassis

GVWR: 33,001 lbs

Details

Mileage: 127,837 mi
Body Type: Truck-Tractor

Description

Features

Air RideAluminum Wheels

Finance calculator

2024 Volvo VNR 640 · 127,837 mi

Est. monthly

$1,900.57

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$10,000

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$90,496

Total interest

$23,539

Total cost

$124,034

Effective / month

$1,900.57

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.