2025 International HX

$162,991

UsedClass 8

Cedar Rapids, IA

Miles

1,030 mi

Year

2025

Engine

Cummins X15

Horsepower

565 HP

Transmission

Automated Manual

Axle Config

6x4

Description

Select new International® trucks are eligible for 2.49% APR financing for 36 months or dealer discount of up to $5000! Other terms available: 2.49% for 36 months // 3.49% for 48 months // 4.49% for 60 months // 5.49% for 72 months *Available to qualified buyers through International® Financial on select new International® trucks. Offer ends 4/30/2026. On approved credit; not all will qualify. Down payment requirements vary. Example: Each $1,000 financed equals $28.88 per month for 36 months at 2.49% APR. See the following link for complete details, terms and conditions: ascendanceTrucks.com/model-year-closeout

Specifications

Engine

Make: Cummins
Model: X15
HP: 565
Displacement: 15L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual

Dealer

Ascendance Truck Centers

Cedar Rapids, IA

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2025 International HX

$162,991

UsedClass 8

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Cedar Rapids, IA

Market Index

2025 International HX X15

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Median Price

$173,946

This listing

6% below market median

Active listings

Description

Finance calculator

2025 International HX · 1,030 mi

Est. monthly

$3,091.30

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$16,299

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$147,192

Total interest

$38,286

Total cost

$201,777

Effective / month

$3,091.30

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.