2025 Volvo VNL 860

$198,999

UsedClass 8Sleeper Truck

Fontana, CA

Miles

123 mi

Year

2025

Engine

Volvo D13

Horsepower

455 HP

Transmission

Automated Manual

Axle Config

6x4

Description

2025 Volvo 860 WHITE, D13TC 455/1850 EPA24 CARB COMPLIANT 13.2 FA 2.47 RATIO 40K RA 222 WB, 250 FUEL TANKS, UPGRADED SEATS, PREMIUM MURPHY BED/WORK STATION, INVERTER,FRIDGE, CAB PARKING COOLER,

Specifications

Engine

Make: Volvo
Model: D13
HP: 455
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual
Axle Config

Dealer

"TEC

Fontana, CA

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2025 Volvo VNL 860

$198,999

UsedClass 8Sleeper Truck

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Fontana, CA

Chassis

GVWR: 33,001 lbs

Details

Mileage: 123 mi
Body Type: Truck-Tractor

VIN

4V4BC9EH4SN664069

NHTSA Verified

Stock #

tec-VP8406

Dealer

"TEC

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Market Index

2025 Volvo VNL 860 D13

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Median Price

$149,850

This listing

33% above market median

Active listings

Specifications

Engine

Make: Volvo
Model: D13
HP: 455
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual
Axle Config: 6x4

Chassis

GVWR: 33,001 lbs

Details

Mileage: 123 mi
Body Type: Truck-Tractor

Description

2025 Volvo 860 WHITE, D13TC 455/1850 EPA24 CARB COMPLIANT 13.2 FA 2.47 RATIO 40K RA 222 WB, 250 FUEL TANKS, UPGRADED SEATS, PREMIUM MURPHY BED/WORK STATION, INVERTER,FRIDGE, CAB PARKING COOLER,

Features

InverterRefrigerator

Finance calculator

2025 Volvo VNL 860 · 123 mi

Est. monthly

$3,771.92

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$19,900

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$179,599

Total interest

$46,716

Total cost

$246,215

Effective / month

$3,771.92

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.