2026 Mack MD

$118,900

NewClass 7Dump Truck

Year

2026

Engine

Cummins

Horsepower

300 HP

Fuel

Diesel

GVWR

26,001 lbs

Specifications

Engine

Make: Cummins
HP: 300
Fuel: Diesel

Chassis

GVWR: 26,001 lbs

Dealer

East Texas Mack

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2026 Mack MD

$118,900

NewClass 7Dump Truck

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Dealer

East Texas Mack

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Market Index

2026 Mack MD

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Median Price

$118,900

This listing

Near market median

Active listings

103

Finance calculator

2026 Mack MD

Est. monthly

$2,257.91

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$11,890

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$107,510

Total interest

$27,965

Total cost

$147,365

Effective / month

$2,257.91

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.

Market Index

2026 Mack MD

View full index →

Median Price

$118,900

This listing

Near market median

Active listings

103

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