Miles
1,282 mi
Year
2026
Engine
Cummins X15
Horsepower
525 HP
Transmission
Manual
Axle Config
6x4
Ohio Peterbilt
Lima, OH
1 / 14VIN
1XPED49X8TD804978
NHTSA VerifiedStock #
ohiopeterbilt-7841310
Dealer
Ohio Peterbilt
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2026 Peterbilt 589 · 1,282 mi
Est. monthly
$3,885.33
Pre-tax purchase price
$20,500
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$184,999
Total interest
$48,120
Total cost
$253,619
Effective / month
$3,885.33
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2026 Peterbilt 589 X15
Median Price
$224,400
This listing
9% below market median
Active listings
135